Three practices.
One disciplined delivery model.

We partner with banks, credit unions and fintechs to ship the work that moves the board's agenda. Fixed-fee, outcome-based, and accountable from kickoff to launch.

Payments Modernization

Real-time rails, stablecoins, ISO 20022, and payment card strategy, from architecture to launch.

Real-Time Rails Enablement

Strategy, business case and delivery of Canada's Real Time Rail capability. Includes RTR connection model selection (Direct/CSP), business case and enablement of RTR Send, settlement model design, ISO 20022 message processing, fraud controls, Payments Canada certification testing, and launch plan.

Stablecoins and Tokenized Deposits

Design and launch of stablecoin and Tokenized Deposit acceptance and payments. Includes business case and product roadmap for commercial and consumer use cases, tech stack design and integrations, on-ramp and off-ramp capabilities, transaction processing, ledgers, fraud and compliance.

Prepaid Card Program Launch

Business case development, product structure, money movement, client journeys, onboarding, usage and support, partnership model negotiation with card networks and payment processors, operating model implementation.

Open Banking

API strategy, FDX alignment, and partner ecosystems that turn data access into competitive advantage.

Open Banking Strategy

Business case and roadmaps for consumer and commercial use cases. Includes organizational alignment, prioritizing use cases by commercial viability, API monetization, product and technology roadmaps for supporting FDX API for data in and data out.

Open Banking Platform Selection

Due diligence on open banking platforms to support RFPs for solution selection. Deep dive on functional and technical capabilities, strategic and technical fit, partner integrations, out of the box use cases and extensibility.

Open Banking API Monetization

Strategic roadmap development and alignment to business goals, operational framework (settlement, reconciliation, billing, support), architecture, compliance (data security, encryption, KYC/AML, processes, deposit insurance), platform delivery and partner integrations.

CIO Strategic Advisory

Roadmaps, vendor selection, and delivery oversight that align technology with the board's agenda.

Vendor Selection

End-to-end RFP and selection process, with Board-ready scoring and TCO modeling. Typical selection completes in 8 weeks, at a 70% reduced cost compared to traditional RFP process.

Automation and AI Center of Excellence (COE)

Center of Excellence setup includes intake, evaluation, product, and engineering operating model, cutting cycle time and clarifying ownership across multiple domains. Introduction of measurement for cost reduction and efficiency gains.

Delivery Leadership

Leading large transformation and build programs at the organization or industry level. Oversight of multiple workstreams, engaging cross-functional stakeholders, driving strategic decisions, managing executive reporting, program roadmap and KPIs.

Have a project in mind?

Tell us where your institution wants to go. We'll bring the route.