Blog
Perspectives on open banking, payments & product delivery
Field notes, research, and frameworks from our advisory work with banks, credit unions, and fintechs.
May 28, 2026 · Reuben Piryatinsky
Real-Time Rail and Pay by Bank: What now and what next?
As Canada prepares to launch Real-Time Rail (RTR), leaders from Citi, JP Morgan, Bank of America, Symcor and Digital Commerce Group examined where value will emerge first, and what it will take to turn real-time payments into real-world adoption.
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May 28, 2026 · Reuben Piryatinsky
Video Interview: Open Banking in North America: an exclusive conversation with Altitude Consulting and The Paypers
In this exclusive interview, Altitude Consulting's CEO Reuben Piryatinsky speaks with Oana Ifrim, Lead Editor, Banking & Fintech at The Paypers to discuss the state or open banking in North America.
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May 25, 2026 · Reuben Piryatinsky
Guide to the Best Open Finance Platforms
Open banking and its superset open finance is a global movement that enables the secure sharing of financial data to enable new, seamless customer experiences, create innovative products and services, increase collaboration between banks and fintechs, and radically transform the way bank clients interact with their finances. With open banking, the traditional way of accessing data from financial institutions via screen scraping and the exchange of client credentials with aggregators is being replaced with secure, industry-standard API connections. Financial institutions benefit from it through enhanced access to customer data, security and transparency in data sharing, and the ability to serve clients in new and innovative ways, which leads to higher value for clients and new sources of revenue.
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August 1, 2025 · Reuben Piryatinsky
Expert Insights: Reuben Piryatinsky and David Oppenheim on Open Banking in the U.S. and Section 1033
This article was originally published on raidiam.com . It was updated to reflect the recent changes related to Section 1033.
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March 11, 2025 · Reuben Piryatinsky
Bespin Global and Altitude Consulting Partner to Accelerate Open Banking Adoption for U.S. Banks
Bespin Global and Altitude Consulting have partnered to accelerate Open Banking adoption for U.S. banks, combining regulatory expertise with cloud-driven innovation to streamline Section 1033 compliance and unlock new growth opportunities.
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